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Digital Savings Groups Learning Brief

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This learning brief – based on a survey of 12 Digital Savings Groups solution providers, including Pact – examines design options and essential tradeoffs in solution development. The target audience includes philanthropic entities, as well as private sector actors – impact investors, microfinance investment funds, banks, non-bank lenders and mobile network operators – that recognize the commercial potential of new digital approaches for savings groups. Fintech innovators may also find this document useful for identifying new opportunities and risks in developing digital solutions for savings groups.

The brief was developed by the SEEP Network in partnership with FSD Africa.

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This work is licensed under the Creative Commons Attribution-ShareAlike 3.0 Unported License. To view a copy of this license, visit or send a letter to Creative Commons, 444 Castro Street, Suite 900, Mountain View, California, 94041, USA.

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